Independent insurance broker in Toronto, Ontario
Giving you the right to choose.
We compare options from the insurers we work with, so you choose what fits. Auto, home, life, business and more.

Insurance providers we work with
Which insurers are right for you depends on what you need.
An independent broker, so the choice stays yours
Insurewise is an independent insurance brokerage in North York, Toronto. We arrange auto, home, condo, renters, life, health and dental, travel and business insurance, plus financial services, for clients across Ontario.
An insurance company can only sell you its own policies. An independent broker is not tied to one insurer. We work with a range of insurance companies, so we can compare options for you and explain the differences in plain words.
You tell us what matters to you. We come back with choices that fit, and the decision is yours. That is what we mean by giving you the right to choose.
Buying direct from one insurer
- One company's policies to pick from
- You compare other insurers yourself
- A new call centre for each policy
Working with Insurewise
- Options from the insurers we work with
- We compare them and explain the differences
- One broker for your home, car, life and more
Insurance we arrange in Ontario
Nine kinds of cover, one broker. Start with the one you need today, and we can look at the rest together.

Home and vehicle
You and your family

Why clients choose Insurewise
Clear advice, real choice and a broker who knows your file. Here is what you can expect when you work with us.
Two policies, one conversation
Many insurers offer multi-policy discounts, so it can help to look at your home and auto insurance together. Ask us to compare both.
Tailored coverage
Your policy is built around your needs, not a one-size package. We ask questions first, then look for coverage that fits.
Peace of mind
Rest easy knowing your home, your car and the people you love are protected, with one broker to call when things change.
Competitive rates
We compare options from the insurers we work with, so you get good value without giving up the coverage you need.
How it works
Three simple steps, and you can stop at any point.
Tell us what you need
Call, email or send the form. We ask about you, what you own and what you want to protect.
We compare your options
We look at coverage from the insurers we work with and explain the differences in plain words.
You choose, we set it up
Pick the option that suits you. We help with the application and are here when your needs change.

Meet Sajad, your broker
Drawing on over two decades of dedicated service in Ontario, Sajad brings real experience as an independent broker, representing premier insurance companies.
He began his career in insurance in 1988, in the data processing department of an insurance firm, and became an insurance agent in 1996. Today he serves clients across Ontario from our North York office, with one aim: finding the right coverage at the right price, and looking after it with care.
More about SajadWhat clients say
In their own words, from people Sajad has helped over the years.
One-stop shop for all our insurance needs
“It has been a pleasure working with InsureWise Brokerage. My previous broker retired and my home insurance policy was moved to InsureWise. Sajad took the initiative to inquire about my auto insurance and was able to save me a lot of money by moving these policies to InsureWise and applying the multi-policy and other discounts. Additionally InsureWise was able to set up house insurance for our rental properties owned through a Corporation. One stop shopping for all our insurance needs with outstanding service. Thank you!”
Exceptional customer service
“I would like to thank Mr. Sajad on the exceptional customer service provided with excellent rates. Having known my situation it was a little hard to manage things but I must say that Mr. Sajad managed it very professionally and directed me to the best rates based on my needs.”
I recommend him without any hesitation
“I switched to Insurewise after my existing broker retired. Sajad dealt with my case and I found him to be very prompt, knowledgeable, courteous and efficient. He negotiated better rates for one car and house insurance. He also searched and obtained health insurance at a very good rate. I recommend him without any hesitation.”
True pleasure working with Insurewise
“It was a true pleasure working with Insurewise. They listened carefully to the coverage we needed and worked diligently to fulfill them with the best possible price. You can be confident that you will receive the best service and that you will be taken care of.”
Delivered consistently great insurance
“I know Sajad and his team since 2003. He has always on the numerous occasions over the years delivered consistently great insurance products with exemplary customer service and at extremely competitive rates. Whether it's Auto, Home, Life, RRSPs, RESPs or any other insurance or investment products, Sajad's office is the one stop shop for all this. My family and I trust his guidance and advice fully. Easy going guy and we always unhesitatingly recommend him within our circle of influence.”
Working with Sajad and the team at Insurewise was a pleasure
“Working with Sajad and the team at InsureWise was a pleasure. Professional and friendly services with a care to making sure you get what you need. I would recommend the InsureWise team anytime and am very happy to use them again.”
Quick answers
Something else on your mind? Call 416-383-0901 and ask.
A broker helps you compare coverage from more than one insurance company, then arranges the policy for you. An insurer's own agent can usually only offer that company's products. Because Insurewise works with a range of insurers, we can show you options side by side and explain what is different about each one.
We arrange auto, home, condo and renters insurance, life insurance, health and dental, travel insurance and business insurance. We also offer financial services such as TFSAs and RRSPs. If you need more than one, we can look at them together.
Yes. Many insurers offer a discount when you insure more than one thing with them, such as your home and your car. Whether it saves you money depends on the insurer and on your situation, so ask us to compare both policies at the same time and we will walk you through the options.
Call us at 416-383-0901 or send the form at the bottom of this page. Tell us a little about what you would like to insure and we will get back to you with options. Quotes are complimentary, and there is no obligation to buy anything.
Get a free quote from our North York office
Tell us what you would like to cover and we will get back to you with options. Prefer to talk? Call or drop by the office.























